There used to be a tradition followed by children in many families in India during the 90s where kids tend to follow similar career as their parents. This was either due to lack of opportunities in the region where they lived or reduced awareness about what the world had to offer, often backed by limited financial support parents could offer those days.
Things were not too different
for me. As soon as I was in my tenth-grade, questions started popping up about
what my plans for future was. Those were the days when we finished with grade
ten at school, we moved on to a college campus where we did a course called pre-degree
for the next two years preparing ourselves for future courses, such as three-year
graduation in streams such as Science, Arts or Commerce or four-year Engineering
or even longer Medical courses. The options were limited to these.
My elder brother had opted
for Commerce, and my dad was a graduate in Economics. So naturally, I ended up with
these choices and finally decided on Commerce assuming that job opportunities
were better with that stream.
Soon, I joined the pre-degree
course in Commerce at St Berchmans (SB) College, one of the most prestigious
institutions for higher education in Changanacherry, my hometown in Kerala. After
two years, I continued with the graduation stream in Commerce. Before even I
knew, three more years went by, and I was in my final year of Commerce. The
same year, I got elected as the Commerce Association Secretary of SB College,
an assignment I deeply cherished since that was the beginning of many such
responsibilities that came my way in future.
One of the key events I was
responsible as Association Secretary was to organise an inter-collegiate event
named Commerce Causerie. We formed a good team from our final year class along
with a few of our juniors to drive the event. A considerable amount had to be
raised in sponsorship from institutions in and around our small town. Invitations
were sent to multiple colleges and universities across the state. All preparations
were done. With the support of the team, we raised enough funds to conduct the
event.
The money raised was utilized
for various needs including prizes for event winners, facilities including
renting of acoustics, travel expenses for invited dignitaries, printing of
flyers, posters, banners for sponsors, setting up stalls and many more. Togy, one
of my classmates was responsible for the funds as official treasurer of the
event. I was equally required to oversee the expenses in the capacity of
Association Secretary.
Finally, the big day arrived.
All events were picture perfect. As the day progressed, Togy and I started
settling the bills with various suppliers. Everyone except the acoustics
provider was cleared. His bill was Rs 2000 and I looked at Togy, but all what happened
was that we exchanged blank stares. To put it simple, we were broke! There was
no money left in the purse to settle the last guy.
Commerce Causerie was an event
completely conceived, planned, and executed by the student body of Commerce
Department, and hence it was not prudent to reach out to our faculty for help. 25
years later when I look back, moments like these defined true leaders in us.
Good leaders are always around. Great leaders are born when a crisis stared
down on them.
For a moment we wondered what
really went wrong. We were quite sure that we had raised enough money through
sponsorship and even after the planned expenses we were even expecting certain
surplus. Those were the days we rarely carried extra cash with us, and credit
cards were even unheard of. The acoustics guy started to get uneasy. We had to
do something before he decided to head to the Commerce Department and
complained to our faculty.
That was when we realized
something. A few weeks back, as part of the sponsorship trips I did along with a
few of my classmates, we had visited the branch of IDBI bank at a nearby town
and met the manager. After a few minutes of convincing he agreed to sponsor us
with Rs 2000, but with a caveat. He said he would release the cheque for the
amount only after showing him the photographs of the event where the banner of
IDBI was prominently displayed. Never knew angels came in the form of bank
managers!
Since there was no way to get
the liquid cash required at that moment to pay the acoustics guy, we were still
stuck. That was the exact moment, the proverbial idea bulb showed up above my
head. My dad used to work in a branch of Dhanalakshmi bank near our college. I
had a savings account in the same branch which I knew had more than Rs 2000 in
it. I rushed to the bank, filled the cash withdrawal form for Rs 2000, and
waited for my turn for the teller to call out my token number to receive the
money. Imagine a world without ATMs!
My dad saw me coming in and
he obviously asked me what the urgency was to withdraw the money. I gave him a
quick update about the situation and as soon as the teller handed over the
money from my account, I rushed back to college. The acoustics guy was finally
silent.
A few days later, as I handed
over the cheque for Rs 2000 from IDBI bank to the teller at Dhanalakshmi bank
to deposit the amount back to my account, he could not help noticing a smile on
my face. It was the smile that appeared from reliving the experiences of an occasion
that turned out to be one of the greatest learning in terms of not just
organizing a large-scale event but helped me with lessons in money management that
remain etched in my mind forever.
